A simple and secure way to send and receive money using just your mobile number, email address or QR codes.

Introducing Aani! The instant payment platform launched by the Central Bank of the UAE and operated by Al Etihad Payments.
Aani is licensed by the Central Bank of the UAE and built on the highest international security standards.
Send or receive money in just a matter of seconds, 24/7, in just a few clicks.
Use mobile numbers, email addresses or QR codes to seamlessly move money. No need for bank account or IBAN details!
Simply login to your CBI mobile banking app, tap ‘Enroll for Aani’ and accept the Terms and Conditions. You’re ready to start using Aani.